So, you’re driving along an open road in beautiful Denver, Colorado. One moment the sun is shining in a clear, blue sky. But, in what seems like mere moments, the sky clouds over and a major hailstorm takes shape.
Colorado hailstorms take a toll on all types of property, vehicles included. When left unprotected in a hailstorm, your car may be left with serious damage.
Don’t fret – your local auto hail repair experts can restore the condition of your vehicle. But first, let’s cover the steps that you can take immediately after your car is caught in a hailstorm.
Inspect The Damage.
After your car has been damaged in a Denver hailstorm, the first step that you should take is inspecting for damage. If you file an automotive hail damage claim, an appraiser will also need to complete this task. But, by first getting a sense of the extent of the damage, you can be more informed in taking the next steps.
Hail damage can differ greatly depending on the severity of the hailstorm. Here in Colorado, you can never know what to expect after a hailstorm, making it all the more important to complete a thorough inspection.
How To Inspect Your Car For Hail Damage
To inspect your car for hail damage, first park in a completely shaded area. The sun’s bright rays can cause a glare on your vehicle, often concealing dents that would be visible in the shade.
Then, go over the hood of your car with a discerning eye. As one of the largest panels on your car, the hood is incredibly susceptible to damage when your car is unprotected in a hailstorm. After checking the hood of your car for hail damage, look over the doors, trunk, back bumper, and the sides of the vehicle.
If you notice any damage while inspecting your car, make sure to take a photo of it. These photos, as well as written notes, can be a big help when you file a claim with your insurance company.
Contact Your Car Insurance Agent.
When your car has been damaged in a hailstorm, calling your car insurance agent is crucial to start the claims process. Your insurance agent will be able to help you with questions about your coverage and filing a hail damage claim.
The type of car insurance that you have will determine whether or not you’re covered for automotive hail damage. Note that while auto liability insurance is required by law for drivers in most states, including Colorado, it doesn’t provide coverage for auto hail damage. You’ll need comprehensive coverage to receive compensation for hail damage to your vehicle.
Complete An Appraisal.
To move forward with your hail damage claim, you’ll need to complete an appraisal. This process allows your insurance company to estimate the cost of the repairs. With that estimate, they can decide how much compensation to provide.
The appraisal may be completed in a few different ways. Your insurance company may send a representative straight to your home, or tell you to meet the representative at an auto repair shop. Another option is for you to have the appraisal completed by an auto repair expert of your choice. Finding a trusted repair company like Colorado Hail Solutions to complete your appraisal will ensure that you receive high-quality, professional services.
As an extra tip, clean the outside of your car before the appraisal to ensure that you get the best possible estimate.
Get A Repairs Estimate And Schedule An Appointment.
Once your car has been appraised, you can schedule your hail repair appointment. Sooner is always better than later when it comes to car repairs. By ensuring that the damage gets fixed as quickly as possible, you can avoid further damage to your vehicle. Plus, Denver hail repair experts will be able to finish your repairs quickly, getting you back on the road as soon as possible.
Pay The Premium And Deductible.
Now that your hail-damaged vehicle has been restored, all you have left to do is pay the premium and deductible. Colorado Hail Solutions will cover your deductible up to $1,000 and provides a lifetime warranty for your repairs, offering you peace of mind as you finish out the process of fixing hail damage to your car.